Area of Practice
Chapter 13 Bankruptcy

Chapter 13
Q: What is Chapter 13 Bankruptcy?
A: Chapter 13 Bankrupty is payment plan set up to consolidate your debt.

Q: How much does it cost?
A: Chapter 13 Bankruptcy is $2,000.00. This amount is generally the same for all attorneys. In a Chapter 13, fees DO NOT have to be paid up front- they are paid through your bankruptcy plan. Generally speaking, you don't have to pay anything but your bankruptcy payment.
Q: Can I keep my home/car?
A: Yes, even if you are behind on the payments. Chapter 13 Bankruptcy consolidates any arrearages into your payment.

Q: How long does it take?
A: 3 to 5 years.

Q: Can I include back child-support?
A: NO. Child support obligations, alimony, student loans and criminal restitution are not dischargable debts. In other words, if you file bankruptcy, you will still be responsible for them.